Which is cheaper, Paystack or Stripe?

Pricing varies by tier and usage. Check both tools for current rates.

Does Paystack have a free tier?

Yes, Paystack offers a free tier with nigeriaLocalFeePercent: 1.5, nigeriaLocalFeeFixedNGN: 100, nigeriaFeeCapNGN: 2000.

Paystack has moderate switching cost. Stripe has significant switching cost. Paystack is easier to switch away from.

Payments

Paystack

Payment infrastructure for Africa with local payment methods, bank transfers, and local settlement

Switching Cost: moderate

Stripe

Payment processing platform for online businesses with APIs for payments, subscriptions, billing, and financial services

Switching Cost: significant

{winner} wins on flexibility — easier switching means less lock-in and more options for your long-term strategy.

{winner} wins on flexibility — easier switching means less lock-in and more options for your long-term strategy.

Switching Costs

Paystack

Lower switching costs for easier migration