Which is cheaper, Paystack or Recurly?

Pricing varies by tier and usage. Check both tools for current rates.

Does Paystack have a free tier?

Yes, Paystack offers a free tier with nigeriaLocalFeePercent: 1.5, nigeriaLocalFeeFixedNGN: 100, nigeriaFeeCapNGN: 2000.

Paystack has moderate switching cost. Recurly has architectural switching cost. Paystack is easier to switch away from.

Payments

Paystack

Payment infrastructure for Africa with local payment methods, bank transfers, and local settlement

Switching Cost: moderate

Recurly

Enterprise subscription management platform with churn mitigation, payments orchestration, and revenue recognition

Switching Cost: architectural

For experimentation and testing, Paystack wins with its free tier option — something Recurly doesn't offer.

Cost modeling varies: usage-based drives Paystack pricing, while Recurly uses hybrid.

For early-stage teams or experimental projects, Paystack's free tier provides valuable runway without commitment.

For early-stage teams or experimental projects, Paystack's free tier provides valuable runway without commitment.

Free Tier

Paystack

Has a free tier option

Pricing Model

Different

Tools charge using different pricing philosophies

Switching Costs

Paystack

Lower switching costs for easier migration